Residential Financing for Homeowners


How it works:


After we have designed a system that will meet your renewable energy goals, we help you in completing an ATB Personal Financial Statement form and Verification of Identity form. We then send these forms into ATB on your behalf, which allows them permission to request a credit bureau report. 

ATB will then contact us (given your consent) to notify if the application has been approved or declined. Approved applications will be transitioned to the closest ATB branch location and they will then connect with you directly to have the funding processed. 

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Forms Of Funding:

  • Unsecured Linked Line of Credit as low as Prime + 2.00% or
  • Unsecured Variable Time Plan Personal Loan with amortizations of 5, 10, or 15 years as low as Prime + 2.00% (5 year variable rate terms only)​


Loan Examples: 






















Click here to find the current ATB prime rates

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​​Agricultural Financing

​How it works: 

​After we have designed a system to meet your renewable energy goals, we then send a copy of the Bill of Sale and your contact information to ATB Agricultural Equipment Conditional Sales, which they will then contact you directly to request your financial information. After the application has been reviewed they will notify us if it has been approved or declined. With an approved application, they will work with you directly and funding will be processed. 

Forms of Funding: 

  • Loans up to $100,000 
  • Amortization periods up to 15 years
  • Loan value up to 80%
  • Rate of Prime + 1.00% for solar panel purchase and installation contracts greater than $25,000
  • Rate of Prime + 2.00% for solar panel purchase and installation contracts less than $25,000
  • Fixed rates also available4.


Business and Commercial Financing
How it works:

After we have designed a system to meet your renewable energy goals, we help to complete the "ATB Financial Solar Panel Financing Questionnaire". 
What happens next?
• ATB will contact the customer to set up a meeting to discuss financing.
• ATB will complete the Application for Credit.
• ATB will notify you, if the customer has provided their consent, once the application has been approved or declined, and if approved will issue a Commitment Letter to the customer.
• Once the Commitment Letter is signed, the customer will be given the appropriate security documentation. Depending on the complexity of the deal a solicitor may or may not be required. Please note: All solicitor costs will be the customer’s responsibility.
• Once security is in order and all pre-disbursement conditions have been satisfied, funding will be arranged either directly with the customer or with the solicitor, if there is a solicitor engaged.

Loan Type 
Loan Principal 
Annual Rate & APR
Term (Months)
Amortization (Months)
Monthly Payments

Line Of Credit 

$10,000
Prime + 2%
Open
Open 
Interest Only 
Line Of Credit
$15,000
Prime + 2%
Open
Open 
Interest Only 
Line Of Credit
$20,000
Prime + 2%
Open
Open 
Interest Only 
Personal Loan 
$10,000
Prime + 2%
60
60
$189.63
Personal Loan 
$10,000
Prime + 2%
60
120
$107.05
Personal Loan 
$10,000
Prime + 2%
60
180
$80.13
Personal Loan 

$15,000
Prime + 2%
60
60
$284.44
Personal Loan 

$15,000
Prime + 2%
60
120
$160.57
Personal Loan 

$15,000
Prime + 2%
60
180
$120.19
Personal Loan 
$20,000
Prime + 2%
60
60
$379.26
Personal Loan 
$20,000
Prime + 2%
60
120
$214.09
Personal Loan 
$20,000
Prime + 2%
60
180
$160.25


ATB Solar Financing